When are you giving us grandchildren?
We’ve been hearing that a lot recently.
It’s forced us to gather as much information on raising a child in Pittsburgh that we possibly can.
Admittedly, we are being over analytical about it.
It makes us think..how exactly are we going to bring children into this world? We both have things about our childhood that we don’t want to repeat. We both grew up in households that struggled in one way shape or form and we also don’t want to repeat that.
Being your typical determined-but-totally-scared-parents, we are starting to try to plan. One thing that’s smacked us in the face is that we’re part of the HUGE swath of America that makes too much to qualify for anything beyond the Earned Income Tax Credit. We have debt just like everyone else and are terrified of all the associated costs like child care. How are we going to pay on our debt and have a baby to give him or her the best possible life Pittsburgh can provide?
When we started talking about having a baby years ago, we had hopes our incomes would have increased more by now. Of course…that hasn’t happened.
We are trying to compile a list of our options: Pittsburgh neighborhoods that can help us afford a baby and all possible child care options. Does anyone have a specific suggestions? I’m going to document the information I compile in this post.
Jess called Small World in downtown Pittsburgh and they are the cheapest daycare at almost $1000 full time.
The daycare in the USX tower on Grant Street in downtown Pittsburgh is just over $1000 a month.
Duquesne University is just under $1000 a month.
We were told that infants in daycare were required to be “full time” – which means being charged 5 days a week.
We’re still trying to pull a lot of information together. We’re looking at day care accreditation. Here is a Google search I did:
When I click on the first link to search around downtown Pittsburgh I see this very informative warning:
IMPORTANT INFORMATION — Before you begin visiting child care providers you should review their inspection reports, their quality rating (QRIS), and the information on required background checks. You can find all of this information here by clicking on your state.
Clicking through some of the links provided by the site I found a great description of some of the tax credits available. They can definitely help us – like I’m sure they do a lot of families – but its not the same when the up cost is a little out of reach or would bury you financially right now.
A link I found very helpful: